With temperatures soaring and electricity costs rising, staying cool and comfortable this summer has become both a necessity and a challenge for many Filipino households. 
According to PAGASA, the northeast monsoon (amihan) is coming to an end, bringing even hotter days ahead. In fact, as early as March 3, some areas have already recorded heat indexes reaching 49 degrees Celsius, prompting local governments to suspend face-to-face classes due to the extreme heat.
As temperatures are expected to continue to climb, so does the demand for energy-efficient cooling appliances. However, the rising cost of electricity and the high upfront prices of essential home upgrades remain major concerns. More and more consumers are searching for budget-friendly, practical solutions that will help them stay cool without overspending—making affordability and flexible payment options more important than ever this season.
Summer of Swakto deals
Recognizing these challenges, Home Credit Philippines (HCPH), the country’s leading consumer finance company, provides a solution by offering installment plans that allow consumers to purchase the appliances they need without the burden of hefty upfront costs. This summer, Home Credit launches its Swakto Summer Deals, offering flexible installment plans with as low as 0% interest and zero downpayment on select essential cooling appliances, gadgets, and many more.
From air conditioners, air coolers, refrigerators, and water dispensers to washing machines, mobile phones, computers, TVs and electronics, and furniture, Home Credit makes it easier and more accessible for Filipinos to upgrade their homes with these summer essentials. With flexible payment options available from March 15
until May 14, 2025, families can stay comfortable while managing their household budgets effectively.
“Home Credit’s Swakto Summer Deals is designed to ensure that every Filipino can enjoy a cool and comfortable summer by making essential cooling appliances accessible and affordable through as low as zero downpayment and 0% interest installment plans. With budget-friendly payment terms, we offer flexibility to fit different household needs while maintaining our reputation as a trusted financial partner that provides transparent and secure financing options. Ultimately, our goal is to empower families to create a comfortable and enjoyable home environment for their loved ones,” said Sheila Paul, Chief Marketing Officer of HCPH.
This incredible offer is available at over 15,000 Home Credit partner stores across more than 75 provinces nationwide.
Don’t sweat–Shop smart with Swakto Summer Deals Summer shouldn’t be a struggle—make the season enjoyable, comfortable, and stress-free with Home Credit’s Swakto Summer Deals. Getting your cooling appliances and summer essentials is now easier than ever. Apply for a product installment with just one valid ID, and if eligible, receive approval in as fast as one minute.
For added convenience, download the Home Credit App today from Google Play or the App Store to get quick and easy pre-approval on product installments. Need assistance? Our friendly Home Credit sales representatives are ready to help at any partner store.
To discover the latest deals and find your desired appliances, gadgets, and furniture at nearby partner stores, you can also visit Shoppingmall.ph. This platform provides a comprehensive overview of Home Credit’s Swakto offers, ensuring you find the perfect appliances or gadgets.
To learn more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.
Home Credit Philippines is a financing company duly licensed and supervised by the Securities
and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).
